Clarity Money App
There are MANY apps out there like YNAB (You Need a Budget), Trim, Mint (a Quickbooks free service with a LOT of credit card ads) and more that help you keep track of all of your accounts in one place. While some people may not be comfortable about giving their bank info to an app, you will be glad to know that when you open your bank account and you sign all those papers where the clerk is telling you what each page means? (NEVER fall for that READ WHAT YOU ARE SIGNING) you are giving the bank permission to sell your info when you sign those papers anyway … and they do. This is part of the reason you are getting so many solicitation calls. Yes, commercial banks are selling your information and making an additional profit off of you and you give them permission to do it.
I would recommend, out of all the apps, Clarity Money. Why? Because it not only keeps track of all of your accounts but it also keeps track of how you are wasting money like unused subscriptions that eat away at your budget year after year that we keep forgetting to cancel. Some Gyms, for example, not only charge a monthly fee but they also charge a yearly fee that is much more than the monthly fee, they call it a “cleaning fee” and you may not even be using the membership. The Clarity app has an option to simply cancel the subscription by taping “Cancel” and you don’t have to go through the hassle of signing into the bank account to do it. Clarity also sends you reminder about paying your bills a few days in advance. (click NEXT for next segment)